Life Insurance for a New Born Baby – Insane Concept or Should You Consider It?
Hmmm, life insurance for a new born baby sounds highly suspect, doesn't it? As we all know companies are always searching for new ways to get people to spend more cash and life insurers are no exception.There's something a little bit chilling about combining the...
Life Insurance for Children! A Creative Way to Guarantee Future Insurability
Life insurance for children may sound a little much but I think it's a great purchase. Bet you're thinking it's because I'm a life insurance agent looking to expand my market. NOPE! I can say that with complete confidence. Life is not as simple and straighforward as...
Final Expense Insurance – Don’t Wait Until It’s Too Late Funerals Cost a Bomb
Final expense insurance is one of those topics most people want to avoid. Yep. The thing is death is unavoidable. In fact, I'm making it one of my goals to normalize this topic - because it's so important. Sure we all want to live to a ripe old age and peacefully pass...
Canada Protection Plan Reviews! Are They the Insurer for YOU ?! We’ve Got the Goods!
Ok, So What is the Canada Protection Plan you ask? It sounds like a Government program BUT it's not! If you haven’t heard of Canada Protection Plan (CPP) before, you're not alone so don't beat yourself up. Psst! As an aside, it's NOT to be confused with the Canada...
$1000000 of Whole Life Insurance…or Term? An Insane Amount of Coverage or a Necessity?
Who needs $1000000 of whole life insurance? How about a million bucks of term? How many of us really need this sort of protection and what type of life insurance makes the most sense when you reach these figures? Seriously what's the deal here!? Life insurance is one...
Primerica Canada Review: How Do They Compare to the Best Life Insurance Companies?
Are you looking at Primerica Canada for your life insurance needs? This is a relatively well-known company but is it the insurer for you? If you've been reading my blog, you know I'm doing a series of reviews to show you how different life insurance companies really...
Western Life Insurance…Or Is It Western Life Assurance? Are They The Insurer For YOU?
Have you heard of Western Life Assurance (aka Western Life Insurance)? If you live on the east coast then maybe not, but this company is the largest insurance broker in western Canada! If you come to my site, you know I'm working my way through Canadian Life Insurance...
Life Insurance Scams & Why a Good Independent Agent Will Never Let You Down
Ok, we've all heard about Life insurance scams. It's the white elephant in the room when I tell people I'm a life insurance agent. Everyone has a story about the life insurance person who sold them a product they didn't need or steered someone they know toward a...
Is No Exam Life Insurance For Smokers The Best Option, Life Insurance Smoker vs Non Smoker
No exam life insurance for smokers is one option if you smoke - but is it the right path for you? Smoking is one of those things that impact your rates quite substantially.Hey, I'm not here to candy coat things for you...if you're a smoker you're well aware that it's...
Can Diabetics Get Life Insurance? Insider Info About the Best Life Insurance for Diabetics
Can diabetics get life insurance? Everyone wants to know how their particular medical condition impacts rates and insurability. I wrote an in-depth article about high-risk life insurance and how you're probably healthier than you think. I think most of my clients are...
Buy Cremation Insurance! Funerals Are Expensive. Your Family Will Thank You!
Life insurance isn't one of those topics people want to discuss. In fact, most people don't even think about its value until they buy a house or have dependents......but did you know it's an important topic even for seniors? If you don’t have enough savings to pay...
Save Thousands! Mortgage Insurance vs Life Insurance: Is Mortgage Life Insurance Worth It?
Congratulations! The sale is final - the house is yours! ...you’ve got a million things to do, not to mention getting your financing together, planning your move & renos!You get the idea.As the closing date approaches, your broker emails you the mortgage contract....
Looking for the Average Cost of 30 Year Term Life Insurance Rates? We’ve Gotcha Covered!
Are you scanning the internet for the average cost of 30 year term life insurance? If so, you're in the right place! Life insurance is my business and I'm gonna share the benefits of a 30 year life insurance policy. One of the biggest obstacles I ran into when...
Humania Assurance: Is This Upcoming Tech Pioneer the Right Pick for Your Family?
There are so many life insurance companies out there, it's hard to know where to begin. I'm sure you've heard of heavy hitters like Manulife and Sun Life, but what about lesser-known insurers like Humania? I'm a huge fan of information and know that more people would...
Looking for the Best Life Insurance Policy for Parents? We’ve Got the Answers!
Parents are IMPORTANT! So if you're looking for the best life insurance policy for parents you aren't alone. Sadly far too many people don't buy life insurance when it's cheap and easy. Hey in your 30's it really is inexpensive. The older we get the closer to death so...
What Is a Life Insurance Beneficiary & Some of the Pitfalls of Selecting One
What is a life insurance beneficiary anyway?There are a lot of buzzwords we use in the life insurance industry and "beneficiary" is one of them. As an insurance agent, I often take this knowledge for granted, so I'm writing a series of basic articles for those of you...
Is Life Insurance Taxable in Canada? Words of Wisdom From An Agent!
Is life insurance taxable in Canada? This is a question I get all the time!People buy life insurance so that if the unimaginable happens they'll be financially protected. It's one of those purchases that no one wants to talk about but everyone needs. That's why the...
Equitable Life Insurance Reviews! The Best Company In Canada or Can You Do Better?
The Equitable Life Insurance Company of Canada is familiar to a lot of us, but is it the right insurer to protect your family? I think this is a question that many of my clients ask themselves as they review the huge list of companies that are available to them. When...
Check Out Average 20 Year Term Life Insurance Rates! They Are Pretty Damn Good.
If you're looking for average 20 year term life insurance rates, congratulations my friend! You're one of those people that plan ahead. My hat is off to you because I can't claim that prize myself. True story: I bought my first life insurance policy in my 40's after I...
Affordable Life Insurance Over 60 Is Possible! Life Insurance Rates By the Decade
You absolutely can get affordable life insurance over 60!In fact, I think you'll be surprised to see just how reasonable premiums are. So, for this post, I'm going to review life insurance throughout the decades. Every birthday represents a milestone when it comes to...